If you've already been made redundant .
Just been made unemployed
Been Made Unemployed, However, as soon as unemployment and redundancy enter your life, they change everything. Losing your job can be one of the most challenging times of your life.
Don’t let it take hold and stop you moving on to a different job, career change, training or even taking time out if you can afford it. By making ready beforehand, you can batten down the hatches and hopefully bounce back quicker and stronger.
Pressures and many fears
You may have been made redundant, or you may have been dismissed, but the threat of redundancy may be more likely in a recession; however it is never a bad idea to have plans in place should you lose your job.
Many pressures; worries over mortgage payments, fears of finances falling apart, the stress of job-finding or strain on a relationship.
Controlling your emotions
You have just received the news, Just been made unemployed and it is obviously a terrible moment.
Don’t panic. You might want to, cry or shout at the boss do that drastic thing you have always dreamt of doing, like throw your laptop out of the window. However, none of this will help you in the long-term.
Pay off your debts.
If you have any extra savings, use them to clear outstanding debts.
Debts to pay
• credit cards
• mortgage help schemes
• moreover, go through all your finances to see what bills you can cut.
Cut back on everything, and put spare cash away to help you live when there’s less income. Having debts hanging over you during redundancy is a nightmare.
The cost of most liabilities vastly exceeds the interest earned on savings. Therefore cut back on everything, and put spare cash away to help you live when there’s less income.
Benefits and tax credits
If you claim Universal Credit, you will get a single monthly payment.
This will include a basic payment plus and other elements, pay for things such as housing costs, childcare or caring. You must claim Universal Credit online.
If you live in universal credit, you might be able to get new style Jobseeker’s Allowance (JSA) for up to six months. How much you will get depends on your National Insurance contributions and how long you have worked for. Are you in Universal Credit full-service area,
The amount you get in new style JSA will be deducted from your monthly Universal Credit payment.
you might be able to claim Jobseeker’s Allowance and other support, such as tax credit or help with rent or mortgage costs.
Jobseeker’s Allowance is usually paid every two weeks.
This will continue until your Job Centre asks you to claim Universal Credit under the full-service rules. If you live in a live service Universal Credit area,
After you have applied, you will have to follow these steps:
Go to an interview at the Jobcentre or Jobs and Benefits Office. An adviser will talk you through the process and look at ways to improve your chances of finding work. good luck
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